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About Freddie Mac

Our Role in Making Home Affordable

Freddie Mac has implemented several initiatives in support of President Obama's Making Home Affordable Program (MHA) designed to help keep millions of families in their homes: Two of them are:

  1. The Freddie Mac Relief RefinanceSM (HARP) Mortgage – a simplified refinance offering to help borrowers who are making timely mortgage payments refinance into mortgages that better position them for long-term homeownership success.
  2. The Home Affordable Modification (HAMP) – designed to help borrowers who are facing foreclosure, are delinquent on their mortgage payments or are current on their mortgage payments but in imminent danger of default, modify their existing mortgage into a more sustainable long-term payment option.

Visit for more information about the Making Home Affordable program.

Making Home Affordable Program

Learn more about President Obama's MHA Program.

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